{
  "headline": "105 matched cleanly, 20 discrepancies, $123,732.54 at risk ($56,988.64 net shortfall)",
  "reconciliation": {
    "settlement_rows_ingested": 112,
    "matched": 109,
    "matched_within_tolerance": 105,
    "matched_outside_tolerance": 4,
    "unmatched_settlements": 3,
    "ambiguous": 0,
    "match_rate_pct": 97.32,
    "acceptance_criterion_80pct_met": true
  },
  "financial_exposure": {
    "net_exposure_usd": -56988.64,
    "gross_at_risk_usd": 123732.54,
    "owed_to_skybridge_usd": 90360.59,
    "owed_by_skybridge_usd": 33371.95,
    "excluded_no_processor_coverage_usd": 58976.16
  },
  "by_type": {
    "MISSING_SETTLEMENT": {
      "count": 8,
      "net_impact_usd": -90182.72,
      "gross_at_risk_usd": 90182.72
    },
    "DUPLICATE_SETTLEMENT": {
      "count": 2,
      "net_impact_usd": 22388.24,
      "gross_at_risk_usd": 22388.24
    },
    "UNEXPECTED_SETTLEMENT": {
      "count": 3,
      "net_impact_usd": 6363.76,
      "gross_at_risk_usd": 6363.76
    },
    "STATUS_CONFLICT": {
      "count": 3,
      "net_impact_usd": 4513.73,
      "gross_at_risk_usd": 4513.73
    },
    "AMOUNT_MISMATCH": {
      "count": 4,
      "net_impact_usd": -71.65,
      "gross_at_risk_usd": 284.09
    },
    "NOT_COVERED": {
      "count": 18,
      "net_impact_usd": 0.0,
      "gross_at_risk_usd": 0.0
    }
  },
  "matched_by_rule": {
    "normalised_ref": 33,
    "exact_order_id": 76
  },
  "active_matching_rules": {
    "rule_order": [
      "exact_order_id",
      "exact_txn_id",
      "normalised_ref",
      "composite_customer_amount_date",
      "amount_currency_window"
    ],
    "domestic_tolerance_pct": 0.005,
    "fx_tolerance_pct": 0.02,
    "absolute_floor_usd": 0.5,
    "date_window_days": [
      -1,
      10
    ],
    "ambiguity_max_candidates": 1,
    "identifier_probes": {
      "order_id": [
        "merchant_reference",
        "order_number",
        "merchant_order_ref"
      ],
      "txn_id": [
        "transaction_ref",
        "payment_id",
        "processor_txn_id"
      ]
    }
  }
}